About Klaim

The financial operating system for healthcare.

Care is delivered long before the cash arrives. Klaim closes that gap, helping providers control the cash inside their receivables, starting with Healthcare Revenue Treasury.

Why we exist

Healthcare earns its revenue months before it sees the money.

A clean claim can take 30 to 120 days to convert to cash. In that gap, providers wait, borrow, or write revenue off, and the people who deliver care carry the strain of money they have already earned but cannot yet use.

Klaim exists to remove that strain. We treat every receivable as a financial asset with a best next action, so finance teams can plan cash instead of guessing it, and clinicians can stay focused on patients instead of payment cycles.

Financial Health First.

Our story

It started over a coffee.

Klaim began with one question, asked over a coffee in the Middle East: why should healthcare providers wait months for revenue they have already earned? We set out to help them breathe, and that mission now travels to the United States as Revenue Treasury.

  1. The beginning

    A conversation in the Middle East

    Klaim began over a coffee, around one question: why should healthcare providers wait months for revenue they have already earned? We set out to help them breathe.

  2. Building the system

    From an idea to financial infrastructure

    We built the intelligence to read claims, score receivables, and convert eligible AR into cash, without changing how providers bill. Forecast, Accelerate, and Recover became one operating model.

  3. Recognition

    Trusted, funded, and recognized

    Our work earned the backing of leading investors and recognition across the region's healthcare and fintech communities. Providers were ready for a better financial foundation.

  4. Today

    Revenue Treasury comes to the United States

    We are bringing the same system to U.S. healthcare providers as Revenue Treasury, a CFO-grade command center to see, control, and unlock the cash trapped in insurance receivables.

What we built

One decision for every receivable.

Klaim is a financial action layer between a provider’s RCM and its bank. Each receivable carries one decision: hold its course, accelerate it, or recover it.

Forecast

Know which receivables are healthy and when the cash will arrive, before it reaches the bank.

Accelerate

Turn the receivables you choose into cash on demand, without committing the whole book.

Recover

Catch revenue that is denied, delayed, or aging, and act before it becomes a write-off.

What we believe

The principles behind the platform.

Empowering healers

Every hour a finance team spends chasing cash is an hour taken from care. We give that time back by making receivables work on the provider's schedule.

No rip and replace

We sit on top of the systems providers already run, from EMR and practice management to the clearinghouse and bank, and reconcile to the source. Nothing to rip out.

Innovation with integrity

We handle protected health information and real money. Specificity, auditability, and HIPAA-grade safeguards come before anything we ship.

Where we are going

Revenue Treasury is the start, not the whole.

The long arc is a single financial backbone for healthcare: Revenue, Treasury, and Capital under one brand. We begin where the need is sharpest: the cash trapped in receivables.

Revenue

Claims, billing, and recovery, turning patient care into cash.

Treasury

Cash visibility, forecasting, and liquidity across the receivable book.

Capital

Working capital secured by what providers have already earned.

Recognition

Recognized for changing how healthcare gets paid.

Best Healthcare Finance Innovation

FinTech Breakthrough Awards

2024

Top 100 HealthTech Companies

HIMSS

2023

Revenue Cycle Leader Award

Healthcare Executive Forum

2023

Placeholder — replace with Klaim’s actual awards, issuers, and years.

Leadership

The people behind Klaim.

A team of healthcare finance, data, and engineering operators building the treasury layer the industry has been missing.

Karim Dakki

Karim Dakki

Co-Founder & CEO

Ghafoor Ahmad

Ghafoor Ahmad

Co-Founder & Global Chief Revenue Officer

Backing & partners

Built with partners across healthcare finance.

Klaim has received a $2M investment from Claritev, and works alongside partners including Claritev, VMG, and Ascend BPO to bring Revenue Treasury to more providers.

ClaritevVMGAscend BPO

Partner and investment details shown are current as of publication.

Where we are

New York and the Middle East.

United States

New York · 1460 Broadway, New York, NY

Florida · 2875 NE 191st St. Ste. 406, Aventura, FL 33180

hello@klaim.com · +1 302-513-6299 · klaim.com

Middle East

🇦🇪 United Arab Emirates · Indigo Icon Tower Unit 2705, Dubai, United Arab Emirates · hello@klaim.ai · +971 4 876 4096

🇸🇦 Saudi Arabia · Anas Ibn Malik Rd, 3141 Anas Ibin, Riyadh, Saudi Arabia · helloksa@klaim.ai · +966 568 154 527

🇴🇲 Oman · hellooman@klaim.ai · +968 7 173 4424

klaim.ai

See what controlling your receivables looks like.

Forecast what is coming, accelerate what you need, and recover what is at risk, in one Revenue Treasury system.

Book a Revenue Treasury DemoExplore Accelerate